Don't forget to factor in closing costs when considering a home sale or purchase. Metro Properties is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 866-300-1550 if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain typical expenses accompanying closing the sale of a house. These costs are commonly split between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help direct you through your deal.

Costs pertaining to your mortgage to be paid at closing    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, we'll not only work to get the highest sales price, but we'll also push for lower closing costs. And once we've reached an agreement, we'll give a detailed list of the closing costs so you know exactly what you're paying for.

Buyers: If you are purchasing a property in Naples, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not astonished when you come to closing time. We'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that seem off.

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